Your Questions About Anonymous Surfing

James asks…

What is a good program to use for anonymous Internet surfing?

A lot has happened in these past five years and although I don’t really feel any safer now than I did in 2001, I DO feel like Americans have more to fear from their government than from any terrorist. However, I don’t think that RIGHT NOW I have any real concerns about using the web, but who the hell knows what the laws will be in the future…?

barry0912 answers:

Umm … First step… Anonymous proxy.

Helen asks…

What is a good,safe, and reliable proxy to use for anonymous surfing.?

barry0912 answers:

This Free proxy will unblock some popular sites including Facebook, Youtube and MySpace.

The IP address changes every day.

Today’s address, July 22nd, is: 184.73.40.53

Configure the proxy setting in your browser to this address and port 80 to use this.

The daily address update is available at these sites every morning:

http://www.ippredator.com
http://www.wildtunnel.com
http://www.unspyable.com
http://www.hackmenot.com
http://www.personalvpn.biz
http://www.countersurf.com

This paid VPN service gets past even the most restrictive blockers that block proxies. It will work where proxies fail.

Http://www.surfbouncer.com/stealth_ssl_vpn.htm

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Your Questions About Title Loans

Lisa asks…

how to get out of title loans?

I took out a title loan for 2000 dollars 2yrs ago and have now paid back over 3000 dollars and the loan company is saying the money went to the principal and i still owe 2000 dollars. how do i get out of this?

barry0912 answers:

Tony:

The only way “out” of a loan is to satisfy the terms and conditions that you agreed to. When you took out the loan, you signed a promissory note – that’s where you’ll find all of the details of the agreement. If you signed it, you’re responsible for everything in there. If the loan contains unconscionable terms, you might have some recourse, but even then, you’d have to demonstrate that you were either incapable of understanding the terms that you agreed to, or that you had no choice but to accept the agreement.

The repayment schedule on your loan is determined by your interest rate, by the length of time that you have to repay, and by the amount of your monthly payment. If your interest rate is high, the repayment period is long, and your monthly payment is small, it could well be possible that you still owe pretty much everything that you borrowed.

The trick to repaying a loan quickly is to pay more than the minimum payment every month – that applies to credit cards, mortgages and any other type of borrowed funds.

I’m guessing that you misunderstood one thing that the lender told you – it’s unlikely that your payments went to principal, because if they had, you’d be in good shape. I think the payments that you’ve made have all gone towards some outrageous interest charge.

Just as an example, if you borrowed $2000 at 24% and made payments of only $41 a month, you’d wind up repaying almost $7700 and it would take you more than 12 years to repay the loan.

Get out the promissory note and check your interest rate and your payment term and your payment amount, and pay as much as you can. If possible, try to refinance this debt with a lower interest rate loan.

Good luck.

John asks…

Any one ever used Title Loans?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

barry0912 answers:

A car has to be worth at least $500 on the open market to qualify for title loans. A Salvage title is allowed. Customers will be asked about the current condition of the vehicle. The car needs to be running and in drivable condition, however, it can be in the shop in some cases. Previous clients have used title loans to pay a mechanics’ bill. This way, they get their repairs even when the repair shop won’t finance the bill.

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Your Questions About Low Cost Franchises

Laura asks…

Any suggestions on the best low cost ( cheap ) sports, health, fitness, exercise franchise.?

Any suggestions on the best low cost ( cheap ) sports, health, fitness, exercise franchise.?
I am on a low budget. I want to start an easy business to make extra money to supplement my income. Forget about Jazzercise, it’s old and too expensive. Any suggestions?

barry0912 answers:

My girlfriend just started a Belly-Dancercise program and she is making money. It is easy, low cost program that combines easy, modified belly dance moves with music and exercise. The entire concept is fantastic.
Also, Belly-Dancercise is not a franchise — it’s better than that because she does not owe royalties or fees. She teaches Belly-Dancercise in her house and the local gym is adding her program too. Another cool thing is that we want to take a cruise and she is looking into teaching the program on the ship. I think the professional package is under $200 (a special).
You can find it here: http://www.bellydancercise.com or at Belly Dance College: http://www.bellydancecollege.com Check them out.

Richard asks…

What franchise would be a low start up cost,and a high profit in middle Tn?

Im looking to open a business in middle Tn..I do not have a large amount to invest.Anyone khow of a franchise that does not require a large up front investment?

barry0912 answers:

Firehouse subs they are a great franchise and picks up very fast.

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Your Questions About Title Insurance

Robert asks…

Do i need title insurance if buying a home with cash?

There will be no mortgage on the house. What does title insurance protect me from?

barry0912 answers:

Yes you would want and need title insurance on any real estate purchase even if you are paying all cash for the property.

This title insurance would ensure that there are no liens on the property prior to you assuming ownership. Failure on your part to obtain title insurance you might have many unknown liens on the property that if you decided to refinance or sell the property would have to be paid prior to you selling or getting a refinance.

The title police guarantee that you are receiving a clear title without any other encumbrances.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

Richard asks…

Do you really need title insurance on a foreclosed house?

For example HUD recommends that a buyer of the HUD foreclose gets a title insurance. Why? Isn’t that redundant?

Also, I know some lenders that require buyers to get a title insurance on a government foreclosure.
I understand that on bank foreclosure it is necessary to have title insurance. But why on a government foreclosure? My understanding was that all the lens are dropped when you buy a government foreclosure.

barry0912 answers:

Title insurance is more important on a foreclosed home than any other. There are numerous title insurance problems that can be associated with a foreclosure. I have seen many, many incorrect legal descriptions in foreclosures; creditors (thus lienholders) omitted from the foreclosure process; and even on one occasion the entirely wrong property was foreclosed. In order to save the most money you should ask for the re-issue rate if that is possible. HUD just purchased a policy of title insurance on the property in question, you may want to go back to that title insurance company for your policy.

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Your Questions About Low Cost Auto Insurance

David asks…

Any cheap auto insurance for students?

I live in south FL, 20 years old, full time college student. High GPA (good student discount) and clean driving record, also good credit. Please advise on low cost auto insurance companies.

barry0912 answers:

Look I can’t tell u who’s the cheapest! But when your trying to get quotes u need to give them the exact coverage u want compared. Because money quote can have extreme variety of coverage. Male premiums r higher than female. Depends on vehicle (s), safety equipment, driving record and statistics in your area. Ask for discount don’t assume they’ll give it.

Susan asks…

Is the cost of auto insurance lower in Richmond, VA than in Wellington, FL?

I’ll be moving from Florida to Virginia for school. Also, what insurance policy would be best to purchase?

barry0912 answers:

Lately parenting forums have been buzzing with parents looking for ideas how to keep their teenagers from spending a lot of time on the computer and Internet. It seemsthat teenagersthese days are hooked on the computer just as they were hooked on watching television just a decade ago. In my travels through cyberspace, I have noticed an increasing number of websites and blogs discussingaccident and your car caused the damage, then the liability piece of your car insurance will cover the damages according to the terms of your policy.

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Your Questions About Anonymouse

David asks…

does anyone know a site that is like anonymouse ?

a site that ise like anonymouse.org

barry0912 answers:

Yeah.

Just search the internet for free proxy websites.

Https://www.wegothere.info is an example

If you are looking for a site that is (more than likely) not blocked, you will need to make sure it is a secure web proxy.

This will be indicated as “https” instead of “http”
*https – secure and encrypted

Regards,

Dane

Charles asks…

What is the best way to browse the internet anonymously?

I have used anonymouse but there are a number of sites that I cannot use with it. Also, I cannot sign up or sign in to a particular website with anonymouse. What feature am I looking for in a program or what program is best to allow me to surf anonymouse-ly? Thanks

barry0912 answers:

To surf 100% anonymously u need a proxy that doesnt store users logs

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