Your Questions About Title Loans

James asks…

Need cash urgently want to use car as collateral or car title loans in toronto ?

barry0912 answers:

With proof of income and a good credit rating you should be able to walk into any bank and get started on the paperwork right away.

With a poor credit rating and proof of income, you may be able to get one from any “Pay day loan” places although the fees and interest are absolutely atrocious.

With no income, regardless of your credit score your options are to either find someone to cosign for you who has a good credit score and income, or borrow money from friends/family

Steven asks…

How would an online title loan company know if my car is broke?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

barry0912 answers:

Title loan places are to be avoided at all costs. They will want to see the car.

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Your Questions About Title Vii

Daniel asks…

what are policies that companies should have in place to avoid violations of title vii and its amendments?

barry0912 answers:

Open door policy (any manager is available to hear complaints or feedback at any time, and the manager, once he/she hears a complaint, follows an established procedure to resolve it)
Sexual Harrassment policy–forbidding sexual harassment.
Policy on equal opportunity hiring.

Sandra asks…

How many employers are necessary to fall under Title VII?

barry0912 answers:

All of them excpet for the exceptions given below…

There are partial and whole exceptions to Title VII for four types of employers:

Federal government; (Comment: The proscriptions against employment discrimination under Title VII are now applicable to the federal government under 42 U.S.C. Section 2000e-16)
Federally recognized Native American tribes
Religious groups performing work connected to the group’s activities, including associated education institutions;
Bona fide nonprofit private membership organizations.

Http://en.wikipedia.org/wiki/Title_VII#Title_VII

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Your Questions About Title Ix

Lizzie asks…

Does Title IX protect a college football player right of sexual identity?

I think I’m gay. I intend to be a D1 QB but I will NOT put up with any harassment.

barry0912 answers:

No, it only allows for the equal opportunity to participate in educational programs regardless of federally protected classes. Neither Sexual Preference nor Sexual/Gender Identity are protected classes under federal law. Some states protect one or the other, but not many. However, many schools have non-discrimination policies that cover those classes.

John asks…

What are peoples opinions on Title IX and how its influenced womens sports today?

barry0912 answers:

Title IX has been miss used.
It was supposed to give women’s sports an equal opportunity.
I take that to mean the same number of scholar athletes, but many interpret that to mean the same amount of money is spent on women and men.
What has happened is many schools have dropped men’s sports while adding women’s sports such as crew and equestrian.
Some want football canceled even though that is normally the one sport that makes money and funds the rest of the athletic program.
There are schools that have dropped men’s sports even though those sports were never a burden to the school, i.e. Golf which was completely funded by private donations was dropped so the 6 men lost their scholarships at no savings to the school.
I believe women should have an equal opportunity to sports, but not to the extent that men must suffer, especially since these people did not participate in past discrimination.

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Your Questions About Title Insurance

Robert asks…

Do i need title insurance if buying a home with cash?

There will be no mortgage on the house. What does title insurance protect me from?

barry0912 answers:

Yes you would want and need title insurance on any real estate purchase even if you are paying all cash for the property.

This title insurance would ensure that there are no liens on the property prior to you assuming ownership. Failure on your part to obtain title insurance you might have many unknown liens on the property that if you decided to refinance or sell the property would have to be paid prior to you selling or getting a refinance.

The title police guarantee that you are receiving a clear title without any other encumbrances.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

Richard asks…

Do you really need title insurance on a foreclosed house?

For example HUD recommends that a buyer of the HUD foreclose gets a title insurance. Why? Isn’t that redundant?

Also, I know some lenders that require buyers to get a title insurance on a government foreclosure.
I understand that on bank foreclosure it is necessary to have title insurance. But why on a government foreclosure? My understanding was that all the lens are dropped when you buy a government foreclosure.

barry0912 answers:

Title insurance is more important on a foreclosed home than any other. There are numerous title insurance problems that can be associated with a foreclosure. I have seen many, many incorrect legal descriptions in foreclosures; creditors (thus lienholders) omitted from the foreclosure process; and even on one occasion the entirely wrong property was foreclosed. In order to save the most money you should ask for the re-issue rate if that is possible. HUD just purchased a policy of title insurance on the property in question, you may want to go back to that title insurance company for your policy.

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Your Questions About Low Cost Airfare

Nancy asks…

How can I get low cost or discounted airfare from Chicaco to Las Vegas on july 16th?

barry0912 answers:

Chicago, IL, US (ORD)

To Las Vegas, NV, US (LAS) Wednesday, Jul 16

US Airways 19
Airbus A320 9:15 PM
Chicago, IL, US 11:01 PM
Las Vegas, NV, US Coach non-stop 50% 226 (min)
$155.50USD per person
Price Includes Taxes

Sandra asks…

Where can i find a low cost package deal with airfare and a hotel to florida?

Someone i know says she found a 3 nights ocean front hotel in miami including airfare for 2 people for $388 total, but when i try looking the lowest i find is $400 per person..anyone know of any good websites with cheep fares?

barry0912 answers:

Try using a coupon site like coupondawg.com, they usually have exclusive flight/hotel deals from travel sites like expedia, travelocity, and agoda. Make sure you compare prices on these sites, but coupon site should give you some great deals.

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Your Questions About Titleist

Sandy asks…

What do you have to do to become a titleist representative?

I am thinking aout doing this for a living and i was wodering how many years that you needed to atten college and what you should major in to go about become a rep. I think that this would be a very neat job that i would like and would like any other information that you could please give me on this topic.

barry0912 answers:

If you are talking about working for Titleist. A basic B.S. Is a good place to start. You also would be best served by learning to spell and communicate coherently and effectively.

James asks…

What’s the significance of the number on a Titleist golf ball?

I have Titleist golf balls that say Titleist 1 & Titleist 3. What’s the difference?

barry0912 answers:

The numbers are on the balls, so two or more players who like to play the same type of ball can do so without the risk of confusing their ball with someone else’s.
For example, when two people playing Titleist Pro V1s hit in the same general direction (and maybe don’t mark it or have similar ball marks), they can tell which from which by the number on the ball.

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