Your Questions About Title Loans

Lisa asks…

how to get out of title loans?

I took out a title loan for 2000 dollars 2yrs ago and have now paid back over 3000 dollars and the loan company is saying the money went to the principal and i still owe 2000 dollars. how do i get out of this?

barry0912 answers:

Tony:

The only way “out” of a loan is to satisfy the terms and conditions that you agreed to. When you took out the loan, you signed a promissory note – that’s where you’ll find all of the details of the agreement. If you signed it, you’re responsible for everything in there. If the loan contains unconscionable terms, you might have some recourse, but even then, you’d have to demonstrate that you were either incapable of understanding the terms that you agreed to, or that you had no choice but to accept the agreement.

The repayment schedule on your loan is determined by your interest rate, by the length of time that you have to repay, and by the amount of your monthly payment. If your interest rate is high, the repayment period is long, and your monthly payment is small, it could well be possible that you still owe pretty much everything that you borrowed.

The trick to repaying a loan quickly is to pay more than the minimum payment every month – that applies to credit cards, mortgages and any other type of borrowed funds.

I’m guessing that you misunderstood one thing that the lender told you – it’s unlikely that your payments went to principal, because if they had, you’d be in good shape. I think the payments that you’ve made have all gone towards some outrageous interest charge.

Just as an example, if you borrowed $2000 at 24% and made payments of only $41 a month, you’d wind up repaying almost $7700 and it would take you more than 12 years to repay the loan.

Get out the promissory note and check your interest rate and your payment term and your payment amount, and pay as much as you can. If possible, try to refinance this debt with a lower interest rate loan.

Good luck.

John asks…

Any one ever used Title Loans?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

barry0912 answers:

A car has to be worth at least $500 on the open market to qualify for title loans. A Salvage title is allowed. Customers will be asked about the current condition of the vehicle. The car needs to be running and in drivable condition, however, it can be in the shop in some cases. Previous clients have used title loans to pay a mechanics’ bill. This way, they get their repairs even when the repair shop won’t finance the bill.

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Your Questions About Internet Marketing News

Ruth asks…

How can i play share market?

2 play share market n 1st of al ,i hvnt knowledge abou share

barry0912 answers:

If you haven’t a clue about the Stock Market, the simple answer is “DON’T.” There are opf course ways to learn but I don’t think the answer is to dive in at the deep end as Trading is simply another form of gambling. OK You might lose a few £s backing a horse but you stand to lose very large sums if you don’t know what you are doing. Just look at Barings and some recent news items – and these were professionals.
If you mean you want to INVEST and not simply make a quick buck, then you have to be patient, get to know the companies you want to invest in, although you might have to wait till the price reaches a realistic profit level or wait for the dividends to come in. Why not sign up to one of the internet publications (Citywire, Motley Fool etc) and open a Virtual Portfolio and try your hand for a few months using a an imaginary sum which you think you could afford to lose. In the end you might want to chance your luck or decide to go on line just to read the Dandy.

Helen asks…

Rogers Internet question!!! please help!!!!?

Ok, so today i came back and i saw that i has an answer machine. I opened it and there was this person talking about my computer. It had a virus and they will deactivate my internet over the next 24 hours if this problem is not resolved, but the persons voice sounded like a machine voice. I really need help. What should i do? I am currently running a scan on both my computer to check for viruses. I have a router. Have u ever got this message. If so what did u do or what did they do to you. Please Please Help me.

barry0912 answers:

I did get this before this is easy you must have a dialer.
I would Recommend Use Avira AntiVir Personal Press here http://www.download.com/Avira-AntiVir-Pe…

Why is Avira AntiVir Personal it is Good Than Avast ,Avg,NOD32,Kaspersky, and Norton? Press here http://www.virusbtn.com/news/2008/09_02

Use Super Anti-Spyware To Remove Spyware,adware, malware, Trojans, dialers, worms, keyloggers, and hijackers. Prevent potentially harmful to download Super Anti-Spyware Press here http://www.superantispyware.com/

And Use Malwarebytes’ Anti-Malware is designed to quickly detect, destroy, and prevent malware, spyware, trojans. Can detect and remove malware that even the most
well-known Anti-Virus and
Anti-Malware applications
on the market today cannot To Download Malwarebytes’ Anti-Malware Press herehttp://www.download.com/Malwarebytes-Ant…

Use The Best Browser Mozilla Firefox it is Best Web Browser Than internet Explorer Mozilla Firefox is a fast, full-featured Web browser. Firefox includes pop-up blocking; tab-browsing; integrated Google search; simplified privacy controls; a streamlined browser window that shows you more of the page than any other browser; and a number of additional features that work with you to help you get the most out of your time online. To Download Mozilla Firefox Press here http://www.download.com/mozilla-firefox/

Use 2 Toolbar To Block all Pop Up in you Computer Yahoo toolbar and Google Toolbar Yahoo Toolbar is a free and convenient search tool that now includes a pop-up blocker. Stop annoying pop-up ads, search the Web, access Yahoo Mail, and
games. Customize your toolbar and save your bookmarks online for one-click access from any computer.

Version 7.0.5 may include unspecified updates, enhancements or bug fixes.To download Yahoo toolbar Press here http://www.download.com/Yahoo-Toolbar-wi…

Google Toolbar Pop-up Blocker
Lost in a jungle of annoying pop-up ads? Toolbar’s pop-up blocker keeps your screen free and clear To Download Google Toolbar Press here http://toolbar.google.com/T5/intl/en/

Use WOT is a Free Internet Security addon for Firefox and IE that warns you about risky websites that try to deliver malware, online scams or send spam WOT is a free Internet security addon for your browser. It will keep you safe from online scams, identity theft, spyware, spam, viruses and unreliable shopping sites. WOT warns you before you interact with a risky website. It’s easy and it’s free.
To Download Wot Press here
http://www.mywot.com/

Use McAfee SiteAdvisor is the virtual equivalent of the school crossing guard, helping to ensure safe navigation of the web.
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Your Questions About Internet Marketing News

George asks…

Will you take my 5min survey on local TV news?

We’re students doing a market research project on local news viewing habits.
Survey is fast and easy – it would really help us out!

https://www.surveymonkey.com/s/2MY5N2W

barry0912 answers:

Ok, I have. Hope this helped. It took less than 5 minutes and I actually enjoyed completing this. Conclusion in my case is that I follow the news more on TV (and radio) and somewhat less via the Internet.

Ken asks…

please give us ideas for an article about ANYTHING in the Wolrd! ANYTHING! just an article for a student news?

PLEASE!

barry0912 answers:

Internet

when it comes to your internet marketing campaign, the net is full of potential snags. Emerge unscathed by avoiding these 7 deadly sins
Entrepreneur, Jan, 2006 by Catherine Seda
THE INTERNET is always in motion. That’s both good news and bad news: You can immediately change your online marketing campaigns to produce better results, but your results can also take a nose dive if you’re not paying attention. Protect your campaigns from these costly mistakes:

1. LOSING AD TRACKING CODE: If a previously profitable ad campaign tanks, find out if your site pages embedded with ad tracking code have been accidentally replaced. Remind your web team to download site pages from the server before working on them.

2. FALLING TO REMOVE OUTDATED OFFERS: Keep track of your special promotions so you can replace the copy on any online campaign you’re running as well as the ad’s corresponding landing page.

3. MISSING DEFERRED ACTIONS: Not all prospects click on your ad and take action right away. Set your cookie length or your ad tracking solution’s settings for a minimum of 30 days to properly credit marketing sources.

4. IGNORING SUSPICIOUS CLICKS: Study the log files in your traffic reports if you notice a sudden spike from your pay-per-click campaigns. You might need to fix your campaigns, remind team members not to click your ads, or address competitors engaging in click fraud.

5. FORGETTING TO MONITOR COMPETITORS: When competitors change their offers, yours may no longer be compelling. Watch your marketing space to respond quickly with your own new promotions and maintain your lead flow.

6. NOT OPTIMIZING OFFERS: Stop running the same marketing message! Improve your campaign performance and reach new customers by continuously testing innovative offers. You’ll also maintain your competitive edge.

7. OVERLOOKING YOUR CONVERSION RATES: A tiny increase in your website conversion rate can make your revenue and profits skyrocket, so don’t focus exclusively on your marketing campaigns. Your site also plays a critical role in your marketing performance.

In your quest to grow your business by using internet marketing, respond to any warning signs, and maximize your current campaigns before you initiate new ones. You’ll improve your bottom line without spending a dime.

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Your Questions About Internet Marketing News

Donna asks…

Where do I find market information about Peru concerning investment in advertising?

Where can I find data and market information about Peru concerning investment in each kind of advertising media (television, radio, press, internet, direct mail, etc.)

barry0912 answers:

There is a news paper in most Peruvian cities called Rueda de Negocios. I found this answer at http://lighttravelguide.com/forum.php?pq=El+Comercio

Sandra asks…

can a pc work without internet explorer and just use mozilla firefox?

barry0912 answers:

My PC doesn’t have Internet Explorer, or Windows Explorer, and I’ll bet it’s better than your PC 😉

It looks like just about everyone else on here is telling lies – I didn’t remove Internet Explorer, I never had it. My PC works without Internet Explorer – but I don’t JUST use Mozilla Firefox. I do use it a lot, and love that I can have ‘profiles’ set up.

I use Mozilla Firefox, I use Opera, I use Epiphany (lightweight gecko browser, same engine firefox but lighter browser) and Midori (webkit, like Safari) – and also I like Seamonkey, which is an ‘internet suite’ unlike browsers – it includes many features, like an Internet browser, email & newsgroup client, HTML editor, IRC chat and web development tools

Your question sounds a little like people who think that there is either Mac, which must only run Mac OSX, or PC which (in the Evangelist Microsoft campaign, must only run Microsoft).

Microsoft also launched campaigns to brainwash people, they pay many people to post on forums, and sites like Answers, in order to control thinking. The only reason they believe that Vista failed is that the people talked it down in forums.

Windows 7 is amazingly more successful – but in the words of an ex-Microsoft Evangelist (one of the guys who ran the campaign) “lets be real, Windows 7 is just Vista with a polished UI tweaks and *much* better marketing.”

Microsoft published on their own site, a complaint (relating to Internet Explorer not working with many internet sites because (in their words) the developers couldn’t take a few minutes to set up their site properley. Those sites included Windows Live, MSN sites, and included no less than 8 Microsoft hosted sites!!! Amazing!!! Yet news like this generally gets hidden, people generally get evangelistic about whatever Operating System they’re running (even though they might have many problems and hate it… Better the devil you know?)

If you have a PC and want to get away from the crap, then find something better, something free, or just an alternative for internet.

I use XP, it runs games on my system and has ACDSee Pro2, and several games. I disabled internet, and removed all of the security junk software also… So it now runs well.

When I am doing anything else (other than downloading 300 5MP pictures and adjusting them from my camera – and playing games) I boot to another Operating System.

Right now, I’m trying out Crunchbang Linux – wow, it’s amazingly fast after XP, but it’s a little basic. I prefer ubuntu for everything else. It’s great for net, it’s great for Office (free) it’s great for photo editing, making DVD’s, editing music, creating CD’s, well – whatever you wanna do, it’s great.

Sure, use Mozilla and avoid Internet Explorer. Better still, avoid Microsoft and their unfair business practices altogether. I’m amazed that any Christian can justify working to support such a Corporation!!! Show signs of charity for a few African Schools – when they could really give Free PC’s with really free software – and Ubuntu is better for kids than Windows ever could be!

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Your Questions About Internet Marketing Services

Sandy asks…

Different internet service?

I have AT&T DSL internet service. I live in a household of three. Two with laptops, and me with my desktop and PS3. I am sick of this internet service!!! Every time even one person starts surfing the web, my computer starts running so slow!!! The internet starts going in and out of service at the most random times. And I usually have to wait until late night in the AM when everyone else is sleeping just to get a HALF decent connection. Whenever I want to play my PS3 I can’t because of the others are on their devices and it causes so much lag to the point where I eventually get signed out of the network and I can’t even connect back to the servers. I would LOVE to switch back to Comcast (even though the customer support sucks! it would definitely be worth it over my current service provider) but I live in an apartment building that is under contract with DirectTV (which also sucks) so there is no other possible way to get Comcast because we would need to have a cable connection by Comcast even if we didn’t want cable tv itself. So pretty much we can only get Comcast unless we move, which is out of the question! So are there any other internet service providers that do not need a cable connection that are faster and more reliable than AT&T??? Or can anyone please tell me what I can do to make my internet connection faster on my PS3 at least? Thanks in advance guys!
Also, my desktop and PS3 are on wired connections. And the two laptops are obviously wireless. See the problem here? lol

barry0912 answers:

DSL is usually the cheapest broadband option, albeit the slowest.

DSL – DSL (Digital Subscriber Line) is a form of broadband Internet that is transmitted over standard twisted pair copper telephone lines. DSL speeds range from 256 Kbps to 6 Mbps depending on distance from the telephone company and plan that you purchase. Http://en.wikipedia.org/wiki/Digital_Subscriber_Line

Standard DSL is rapidly being replaced by newer, faster technologies. DOCSIS 3.0 cable Internet has speeds up to a blazing 305 Mbps in certain areas. Fiber optic ADSL2+ and VDSL products are offered in excess of 100 Mbps.

Google and Time Warner even have 1 Gbps fiber being installed, that’s a whopping 1000 Mbps. Http://isp1.us/blog/time-warner-brings-1-gbps-fiber-links-to-new-york/

As far as wireless service go, There are some fast 4 G wireless services available. However you’ll not want wireless for your application for two reasons.

1.) Fair Usage Limits.

Most Internet providers impose limits on the amount of data you can download before they charge you overage fees or throttle your Internet speed to a crawl.

“Unlimited Internet” is a term often used to market Internet services.

Very seldom does it actually mean unlimited. What the providers do is add what is known as a “Fair Usage Policy” you’ll find it in the small print of the contracts. The effect is that you are either throttled to a crawl or charged extra for monthly bandwidth that exceeds the providers predetermined limit.

The worst are the cellular mobile broadband providers with under 5 GB per month, Satellite Internet is a close second with some providers throttling after 200 MB per day. Most cable and DSL providers allow 100-250 GB per month.

That being said, currently cable providers have the most liberal limits. However if you consistently download in excess of 250 GB per month you risk being canceled. Read this post for more info. Http://isp1.us/blog/comcast-usage-caps-ruining-families/

At&t DSL caps at 150 GB per month and I believe Comcast is 250 GB

2.) Latency (Ping Time)

Online gaming lag is usually caused by two things, latency and upload speed.

You can check these on a speed testing site. Http://speedtest.net

Latency is the delay (ping time) in milliseconds that it takes the signal to travel to the server and back. The lower the number the better, but you’ll definitely want a ping time of under 150 ms or you’ll have major problems.

Upload speed also plays a factor in updating your player position data to the gaming server. Slow upload speeds can cause your online game to lag. The faster the better, but at least 0.5 Mbps would be my minimum recommendation.

Another factor that comes into play is if you are using a wired (Ethernet) or wireless connection to your PC or gaming console.

Unfortunately any network without cables will have latency issues. This includes wireless mobile broadband and satellite systems, but also can be caused by wireless router connections.

By nature, interference in wireless systems causes problems with smooth, consistent speeds.

A lot will depend on what Internet providers are available in your specific area and what levels of service they offer in that location.

To compare your local competitors, go to a ISP comparison site that lets you input your address, http://isp1.us/find/ and compare the pricing and terms of the offers that are available in your area.

The physical address is needed because some services, particularly DSL, are very distance sensitive. For example you might be able to get a specific level of service while your next door neighbor can’t.

You’ll want to pick the fastest plan that fits your budget. In some areas this can be 300 Mbps+. But these high end broadband plans are expensive. You may find that something in the 5 to 50 Mbps range might satisfy your needs at a much lower cost.

Good Luck…

Linda asks…

what does internet marketing mean ?

i would like to know what internet marketing means and all that it involves. thanks for your insightful response

barry0912 answers:

Internet marketing is such a complex thing. It maximizes the internet for marketing of online and offline business.

Basically, Internet marketing is also known as web marketing, online marketing, or eMarketing. It all about marketing of products or services over the Internet.

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Your Questions About Internet Marketing Jobs

Linda asks…

Does anyone know any legitimate ways to make money on the internet?

I have a job, but I need to make some extra income. My work schedule is pretty random, so taking a second job is kind of out of the question. I know people make money online, but everything I seem to run across is a scam! I am open to pretty much anything, thanks for your help and ideas!
More specific? I have heard of people grading papers for schools, writing papers for people, etc. I don’t want to invest any money.

barry0912 answers:

Don’t bother with PTC, surveys or answering emails. They are all a waste of time. Unless you think your time is only worth 2cents an hour… Forget about them.

Selling on ebay is a quick one, but you have to have something to sell… And there are fees and listing takes a long time and if the item doesn’t sell it’s a pain to relist and you wasted a bunch of time. That’s why I don’t do that anymore.

I started Internet marketing using free sites… Weebly.com, intuit.com, blogger, wordpress, snipsly, xomba, squidoo … All free. You can do reviews of affiliate products and make a good solid income… Don’t expect a landslide of money from any one site… Build a lot of niche sites and you some will do well and some won’t. Just keep building and you will make money. No cost to you except time…

The downside of going the free route is… You own nothing, you built nothing, but you spent a lot of time doing it… If you are going to spend time… I would spend a little bit of money on a domain and hosting, building a list… And you will be investing your time in building a business that lasts…

Feel free to contact me if you have any questions… I have tons of resources available… Free training, etc.

Heather

Robert asks…

What’s the best recipe for your favorite dish found on the Internet?

On the Internet, there must be a gazillion recipes for any dish you can dream up. Give us the name of the best dish you have personnally made that you found on the Internet. Give the link to same, so that the rest of us can cook it too.

Right now, I’m looking for a good Holiday chutney made with tomatoes.
I guess I should have mentioned that the tomatoes are from my garden. Times running out for them. Green now, but not for long.. Only about 3 -5 lbs. of the Roma’s left to ripen.
I may end up just drying them. They always taste sweeter that way. Yum.
These all sound yummy. Keep them coming guys. I have extented the time frame to max. the input. We could all use a best recipe.

I’ll throw in a favorite of mine: Baked Salmon . My wife and I use to dine at this expensive restaurant to get their tastee Salmon dish. Then one day the first wife discovered the secret, and we no longer go there. This is as simple as it gets.

Needed

Salmon for two or four
Sesame seeds
Bottle of Garlic Expression (Salad dressing) found at Krogers (Market Basket) in the refrigerated Produce area (packaged leafy vegetables area).
Oven ready dish 8 x 8 or 12 x 12 (two or four servings).

Cut servings for each party and remove skin.
Preheat oven to 350
pour Garlic Expresions over fish, leaving 1/8″ pool in dish around fish.
Put in oven for 25 – 35 min. depending on thickness of servings. Remove ten min. prior to taking out, and sprinkle Sesame seeds over fish, coating entirely. Cook 10 min. longer. Serve with favorite side dishes.
https://www.garlic-expressions.com/Main_Frame_Page/Main_Frame_Set.html

barry0912 answers:

This ‘basic quiche’ recipe —

http://www.eggs.ca/recipes/Show_recipe.asp?actionID=150&NumPage=

1 1/2 cups of heavy cream is a lot, but it’s delicious, and a foolproof recipe. Beat my old ‘basic quiche’ to bits.

Add 2 cups of mushrooms — sauté them first to get out the extra water — and 1 cup of your favourite cheese(s). You will not be disappointed…

Marketing boards have great recipes, I find. For obvious reasons. I mean, the Canadian egg people did a great job of getting me to eat more eggs with just that one recipe.

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