Your Questions About Title Insurance

Mandy asks…

What value does a real estate lawyer add on top of title insurance?

If title insurance already protects against:
– survey errors
– legal description errors
– negligence
– forgery
– liens

and negates the need for:
– zoning compliance certificate
– tax certificate
– hydro/water/gas certificates
– law society levy

what value does a real estate lawyer add on top?

Is it just for wading through the legalese in the Offer and the Agreement?

barry0912 answers:

Depends on the transaction, if it’s a refinance, I would tend to agree with you even though I don’t understand what you mean by stating title insurance negates the need for tax and water certificate. I’d also be cautious of the legal description errors. I had a situation in NY, purchase, where the deed to the property did not contain a legal description at all. The previous title company would not give us a letter of indemity for our title and then come to find out our title underwriter would not accept it, the original deed had to be found and re-recorded, no exception, so I guess it depends on what you mean by “errors” On a purchase transaction, they usually add more value due to the purchase contracts and drafting of deeds, etc. To be bluntly honest, most attorneys usually dont even touch the file unless there is a major problem, their paralegals handle the day to day operations

Lisa asks…

Who is responsible for selling a bad title insurance policy?

I had property line dispute with my neighbor and my title insurance policy(First American Title Insurance Company) does not want to pay my $7k attorney fees for preparing the claim . They did not cover my out of pocket legal fees. I was sold a crappy policy 10 years ago when I purchased my residence. Who is in charge of choosing the title insurance company? Escrow company or the agent?

barry0912 answers:

Normally the real estate agent or the escrow officer select a title company they are accustom to working with. This is prevalent throughout the mortgage and real estate industry.

What the real estate agent or escrow loan or loan officer fail to tell their clients is that they may select the services of their choice.

Even if your title was not in excess of 10 year the title company only guarantee that liens against the property after your purchase would be paid and you would be getting a clean title to the property. You did not get a crappy title insurance policy.

I have used First American Title Insurance and have found them to be a competent title company over the years.

In most states and counties a property has been assigned a lot and parcel number with the dimension recorded at the county court where the property is located. If there is a dispute about the property as to where it ends and how much is yours, then you would have to hire a survey company to complete a survey to determine property lines.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

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Your Questions About Internet Marketing Jobs


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Helen asks…

How would you introduce yourself on a resume with following skills?

I have skills in e-commerce (with SEO and internet marketing in general, with any advertising and e-currency related things)

I have skills in negotiation across political personnels, dealing with economic development of a small country with various different facilities, in differing fields.

I have skills in research and development of engineering studies, such as development of software, mechanical components, electronics, and general management of R&D of science.

I’m not much of a well-spoken person nor a great writer. Can someone please write it so it looks like features/extensions of my what could be credentials/skills?

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barry0912 answers:

Depends on the job and organization you’re applying at. Not all of these skills need to be introduced.

Hal Smith
URLdreamer Consultant

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James asks…

What will be the best career for me in Marketing?

Hi, I am a marketing professional working in educational sector. My duties include selling professional courses to students. I have been in educational marketing and operations for 10 years. As you know this job requires lot of travelling. Always pressure will be there due to monthly targets. In marketing and sales basic salary will be less and incentives will be more. I would like to change my career in to something that is ‘information technology’ in Marketing. In present scenario in India people working with IT has good salary. I have seen options like Internet Marketing, Business Analyst etc. I am good with computers, graphic designing and static web designing. I know C, C++ like programming languages too. I request you to suggest me few careers that is in Marketing but using information technology. Thanks.
My qualification is Masters in Psychology, Bachelors in Sociology, Post Graduate Diploma in Computer Programming and Diploma in Graphic Designing.

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barry0912 answers:

You have good experience and also qualification so you should prefer it field and also choose BDM post .
Business development area.i think this is right for you.best of luck.

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Beemo – Adventure Time – Cartoon Network


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Beemo – Adventure Time
Cartoon Network

Genre: Entertainment

Release Date: November 21, 2010


PLAY WITH BEEMO! Put Beemo from Adventure Time on your device.

BEEMO IS VIDEO GAME!
Can you beat Beemo at his own game? Play Adventure Time games with Beemo. Outkick Lincoln in a football punting competition in Pro Football 1861.

BEEMO IS CAMERA!
Add Adventure Time stickers to your photos! Or make custom wallpapers for your phone or tablet.

BEEMO IS SOUNDBOARD!
Play some of your favorite quotes from Finn, Jake, Princess Bubblegum, Ice King, LSP, and, of course, Beemo!

Beemo is for YOU!

This amazing, interactive app features original VO from actress Niki Yang! Download now for free. Available for iPhone 4, 4s, and 5; iPad 2, 3, and 4; iPad mini; and iPod touch 4 and 5.

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PRIVACY INFORMATION:
Your privacy is important to us at Cartoon Network, a division of Turner Broadcasting System, Inc. This game collects and uses information as described in Cartoon Network’s Privacy Policy linked below. This information may be used, for example, to respond to user requests; enable users to take advantage of certain features and services; personalize content; serve advertising; perform network communications; manage and improve our products and services; and perform other internal operations of Cartoon Network web sites or online services. Our privacy practices are guided by data privacy laws in the United States. For users residing in the EU or other countries outside the U.S., please note that this app may use persistent identifiers for game management purposes. By downloading this application, you accept our Privacy Policy and End User License Agreement, and you give permission for such uses for all users of your device. The Privacy Policy and End User License Agreement are in addition to any terms, conditions or policies imposed by your wireless carrier and Apple, Inc. Cartoon Network and its affiliates are not responsible for any collection, use, or disclosure of your personal information by Apple or your wireless carrier.

Terms of Use: http://www.cartoonnetwork.com/legal/termsofuse.html
Privacy Policy: http://www.cartoonnetwork.com/legal/privacy/mobile.html

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If you’re having any problems with this app, feel free to contact us at advanced.platforms@turner.com. Tell us about the issues you’re running into as well as what device and OS version you’re using.

© â„¢ & © Cartoon Network. (s13)

Avengers Alliance – Marvel Entertainment


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Avengers Alliance
Marvel Entertainment

Genre: Games

Release Date: June 12, 2013


!!Game play and stats are not linked with the Facebook version of the Marvel: Avengers Alliance!!

>> New App Launch Special: Get S.H.I.E.L.D. Points FREE for a limited time (Save $7)
“There’s no denying… Just incredible, amazing gameplay” -Appoday

Team up with the Avengers, Spider-Man, the X-Men, and S.H.I.E.L.D. to harness the potential of a mysterious power source before Dr. Doom, Loki, and the world’s most dangerous villains beat you to it. Recruit your favorite Marvel Heroes, gear up and Assemble in this new game.

***** GAME FEATURES *****
– Stunning graphics and special FX.
– Team up with 28+ Marvel Heroes including the Avengers, the X-Men, the Fantastic Four, and more!
– 450+ battles including Boss and Epic Boss battles.
– 60+ missions and hundreds of quests.
– Over 400 in-game items.
– Customizable agent and hero stats.
– Join forces with friends and send/receive FREE gifts.
– Player VS Player (PVP) mode. (coming soon)
– Special Operations (Spec Ops) mode. (coming soon)

***** IMPORTANT*****
– Internet connection is required to play Avengers Alliance.
– Game play and stats are not linked with the Facebook version of the Marvel: Avengers Alliance.
– Compatible with iPhone 4 or newer, iPad 2 or newer, and iPod Touch 5.
– This game is not optimized for iPod Touch 4 or older.
– Requires iOS 5.0 or later.

By downloading this game, you agree to the Terms Of Use and Privacy Policy.

Terms Of Use:
http://corporate.disney.go.com/corporate/terms-appapp.html

Privacy Policy:
http://corporate.disney.go.com/corporate/pp.html

© © Marvel 2013

Your Questions About Internet Marketing News

Sharon asks…

what should i do in office once completing all my work?

mostly in mid of month between 15th to 20th my work load is less and i find lot free time.how do i spend this time usefully & interesting…..i am a Engineer, stock trader, doing my MBA,having unlimeted access to internet….etc so till me what shall i do is there any e-site that can provide interesting information,learnings,..study material to improve my soft skill,technincal skill,stock market news..etc…or any other activity that make me engaged.

barry0912 answers:

You should use the leisure time to find ways and means of coming up in the organisation.

Robert asks…

Which company must be chosen to work on an investment research paper?

Currently working on an investment research paper as a part of of our requirements in a course. I am choosing between working the paper on a mining company and a universal bank.

The mining company is well-known, and I believe its securities are known and being traded world-wide. Its securities are included in the Active Stocks of the stock exchange of our country. Seems that I would be able to gather a lot of information from the internet, news, and other resources. My only problem doing research for it is that I do not know how to add some things related to the pricing of its commodities. I believe that the prices move together with the world markets.

The universal bank, on the other hand, is well known to the country. Its shares are not included in the Active Stocks. It seems to me that I have lesser resources of information than that of the mining company. I am a little bit familiar with the operations of a bank.

Please help me which of them to choose to work on the paper. Thank you. =)

barry0912 answers:

Mining companies own land or mineral rights in areas rich in mineral deposits. They extract ore (rock containing the mineral) And refine it into some pure commodity such as copper, aluminum, iron or whatever. All commodities trade daily on the New York Mercantile exchange just like stocks trade daily on the NYSE. That is the price that they can sell the commodity for on any given day. The stock prices of these companies tend to move in relation to the commodity price.

Banks on the other hand have depositors that deposit money. They take that money and loan it out at a higher interest rate. The interest spread is theoretically their gross profit.

There is lots written on the internet about the big mining companies so I would choose that company.

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