Your Questions About Low Cost Health Insurance

Sandra asks…

Need low cost health insurance while pregnant?

I just found out I’m pregnant. I was not planning on getting pregnant but I am excited about it. My boyfriend added me to his health insurance that he gets through work. It will not start until January and it’s going to cost us $500 a month.That is almost half of his monthly income after taxes. Does anyone know of cheaper plans through other company’s that will cover pregnancy?
I looked into medicad, but don’t they go by household income? If so we make too much before taxes.

barry0912 answers:

Like other people are saying, you can get Medicaid. I had it and they paid for everything, even my c-section. It’s really nice to have when your broke, lol. Good Luck and Take Care.

John asks…

What is the best low cost health insurance for a small business owner with no employees?

I have two daughters, one fifteen years old in high school and the other is 21 and a college student. I am a 49 year old woman and in fair health. My husband is a Vietnam vet in fair health as well and will be eligible for medicare this year, so he will not need this insurance.

barry0912 answers:

I’ve been doing research on this since I will be start a new business in a few months and want to be covered with health insurance. I was able to compare a lot of plans and see different prices using http://healthquoteneeded.excellentabc.com . I’m still deciding on which plan to go with but this should help you a bit.

Good luck

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Your Questions About Internet Marketing News

Chris asks…

What are the best news sources for market research?

I’m trying to get into some stock trading and I know that it involves a lot of research to do we’ll but I’m no sure how to go about it. What are some good news sources that can help me know what’s gong on financially in the world? Does anyone know of any great books to teach people how to start online trading?

barry0912 answers:

If you want to know about the activities of the market then a lot of information is available on the internet that will help you out in understanding the market.There are reports which are also available on mansukh that will help you out in improving your knowledge.There are various websites like relgare and india bulls where you can find sufficient information that will help you out in improving your knowledge about the market

Helen asks…

How to promote my product through internet?

I’d like to start my business through internet. How to promote the product?
We mainly produce glass knobs for furniture.

barry0912 answers:

From my experience it helps to put together a marketing plan so you can understand the market that you operate in and the type of customers you are looking for and the best way to find them.

Its a common mistake to look at what medium (on-line media, traditional media) first rather then understanding your customer and what they need, how best to reach them? What type of message do you want to give? Being an on-line business does not mean that you should not use traditional media. I have found that a mixture of the two derives the best results and gives you more for your pound.

Weather you are a new business or an established business i have found that the following approach works best in preparation of a marketing plan. It is called SOSTAC ( SOSTAC® is a registered trade mark of PR Smith. More information at www.prsmith.org.) which stands for Situation, Objectives, Strategy, Tactics, Action, Control this is an integrated approach to planning. The plan asks specific questions
1. Where are you now? (Situation)
2. Where do you want to go? (Objectives)
3. How are you going to get there? (Strategy)
4. How are you going to get there (Tactics)
5. How are you going to get the plan to work? (Action)
6. How are you going to ensure arrival? (Control)

This will assist you in developing an appropriate plan but will also allow you to take into consideration the whole organisation, your financial situation, legal etc. This is quite a comprehensive tool and can be used for small or large marketing organisation. I have included a number of resources which should assist you.

Everything is an assumption unless you have a clear plan of action and clear understanding of your customers and market. Once that is done it will be clear for you as to what is the best way to target those markets. You will be surprised as to what you find out and what you see once you have undertaken this process.

Today there is plethora of activities you can undertake especially on line with the emergence of social media, applications, mobile devices, and the advancement of technology at such a fast pace opens up a range of routes to market and methods to communicate.

But when it comes down it its the best laid plans that succeed. There is no need to write 100 page document but a detailed plan will make the road clear.

Remember social media can have huge impact on your business but how can you control weather that’s negative or positive and are you prepared if its negative remember if its easier to reach your customers its easier to reach you. With the speed that information travels on this global highway bad news will reach your customers as will good news.

The plan will help you determine how best to tackle that, avoid mistakes and invest your hard earned money in the most fruitful avenues that gives you the best payback, return on investment. After you have undertaken this plan you may find that social media is the best media for you to access your key stakeholders but at least you know and your sure with the help of the plan you will know how best to communicate and engage with them but will also give you some valuable knowledge.

Good look with your endeavours and I hope this was useful for you

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Your Questions About Internet Marketing Strategies


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Lizzie asks…

What should I learn to design websites?

I’m studying Visual Communication/Advertising arts right now. It’s a degree concerning marketing strategies, gimmicks and graphic design. (We usually design all types of media, like news papers, magazines, advertisements and sometimes videography.)
I’d really like to learn to design a website so I could design my own(as my portfolio).
Plus it’s a big plus on my resume.

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barry0912 answers:

Actually, HTML is not that hard to learn on your own. There are a lot of good sources and tutorials on the Internet from which you can gain knowledge on the subject, but you should also take a good look at CSS and JavaScript. Most sites employ a combination of the three programming languages. In fact, JavaScript can be used extensively throughout a site to provide functionality that, when combined with CSS and HTML, is memorable.

Go to your local book store or library and look through a few books concerning the subjects you want to learn. Take them home and get started. You should not, however, attempt to get your feet wet with a WYSIWYG (What You See Is What You Get) like Dreamweaver. Learn how to hand code first!

You should try using Notepad or even Notepad ++. I have both, and I prefer Notepad ++ because of the way I can change the programming language when I am writing code. Also, if you truly want to learn code, you should start to think as logically as possible. You should not try to do to many things on one line of code. Oh ya, remember to ask for help from other experienced coders, and practice daily. Good luck.

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Helen asks…

How to develop a marketing plan for a e-business?

I am thinking of starting a new business and I want to promote it in the internet. I have not experience of developing marketing strategy. So how can I get help to develop a sound marketing plan.

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barry0912 answers:

A marketing plan is a marketing plan for whatever sort of business, whether its internet based or not. It would be useful to prepare a business plan which has within it a marketing plan, rather than just rely upon a marketing plan. Lots of start up business places have guides to how to prepare both documents

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Your Questions About Internet Marketing Strategies


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Helen asks…

What marketing strategies have been effective for you as a mortgage loan officer?

I’ve just gotten into the mortgage business in Texas. I’m looking for any tips to help me to deal with the marketing side of the business and any success stories of particular types of advertising. Thanks!

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barry0912 answers:

There are several marketing techniques that are in use today.

#1 You can purchase leads from a lead provider normal cost is approximately $25.00-$35.00 per lead and there is a minimum purchase amount like about 100 per purchase. Some of these are retreads, so you are really guessing which are real or is this someone that just like talking on the phone.

There are cheaper ones but they have been around the block a few times. So you are really guessing on these leads.

#2 There is telemarketing, but then there is the “Do not call list” So you have to be careful there and not make a mistake or you will be sued.

#3 Advertise in the local newspaper that you are now in the business of doing loans

#4 You can direct mail to individuals that you are in the business of doing loans.

I suggest you secure your own leads by leaving the office and spending time in a area that you want to work and get to know the people that could be your future clients.

Find an area in your city that you want to work approximately 5,000-10,000 houses. Make you enough flyers to cover your area. If you have children this will be a good weekend activity for them as well as yourself. While walking the area passing out your flyers, if you see someone out doing the lawn or just out introduce yourself, give them one of your cards. See if they are willing to give you their name and email address so you can email them, on a monthly basis, things about the mortgage industry as well as your monthly newsletter. Place any information you collect in a data base that you should start.

Your flyer should tell them a little about you a few of the loan programs that you will be offering and introducing. This is an introductory flyer that you can make on your computer. You can get them ran off at Staples or Office Depot.

You should pass these type flyers out at least 3 months in a row. This will let them know that you are sincere and look as if you will be there for them.

You should also visit the local commercial places in the same area. Find out if they will allow you to place a flyer holder in their business, give them one of your business cards, find out their
name, write it down you never want to forget it because they will become one of your partners. Buy something even if you are gonna give it away and don’t need it. Do this to as many commercial businesses in the area as will allow you to place a flyer holder in their place of business. You will find the flyer holders at Staples or Office Depot..

Call the post office and inquire about their bulk mailing stamp. Get one and learn the system of bulk mailing.

Also call your title company and get them to provide you with the names of the people in your area that you have been passing out your flyer.

Remember your data base you were starting and now should have over a thousand names that you alone should have been able to get if you have been walking the area.

Once you have passed out the flyers for at least 3-4 months start you a newsletter covering topics on the mortgage business. Get articles from your local newspaper as well as off the internet. Just remember to give credit to the author of the article. You might have a doctor, lawyer or some other professional to help you on your articles. Charge them for the articles, about 50% of the cost of the newsletter.

Now remember the businesses that you had your flyers in and you now know their names because you have been there to change your flyers about 2 times per month. Place your news letter in these businesses also.

The best thing about these businesses is now you want to see if they will advertise in your business newsletter being sent to the local area in which their business is located. You should be able to charge them about $45.00 to $50.00 per business size card advertisement. Try and get them to place a coupon in the flyer offering some type of discount if the customer bring the coupon in to their store.

Now you will need a professional team to assist you in your business. You will need an attorney, a notary, a title rep, an insurance agent that sell homeowners insurance policies and a real estate agent. You should pass out their cards to your clients that need their services and they should pass out your business cards to their clients that need your services. This should give you a steady supply of referrals. This should not be a one way street, they should be helping you as much as they are in the habit of helping you. So you might have to change your professional team to get what need to be accomplished.

Now that you have your bulk stamp, your newsletter and your data base that you have now added from your title rep to the names you had already. You are now ready to mail or email your newsletter each month.

Don’t forget to offer your clients a FSBO package, where you will qualify their possible buyers if they are not pre-approved already. You will want to assist them in setting up an open house where you will be there to assist potential buyers and most importantly pre-approve all those that come to look at the house that aren’t. This will give you a steady source of leads also. This should always be in your monthly newsletter that you will assist all those that want to sell their own property. You can charge them $500.00 for providing escrow service, title services, appraisals and other services they will need to close the transaction. With the $500.00 you should be able to place an ad in the local paper of all open houses you will be conducting on the 2nd and 4th weekend of each month or whatever weekend you chose to have open houses.

What ever you do, don’t try to talk them out of selling their own home, you are there to assist and get to the clients that need pre-approval for loans to purchase homes. They would not be at an open house unless they were considering buying. Always have an ample supply of 1003’s on hand.

I hope this has been of some help to you, good luck.

“FIGHT ON”

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Paul asks…

Does anyone have any idea how to get clients into our Medical Transcription Service?

I would like to know any marketing strategy aside from cold calling and post mailing… Could somebody point out some good marketing strategies so that we can get clients into our Medical Transcripton Service?

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barry0912 answers:

You want to talk about a very effective and efficient way of creating new business for smaller to mid-size businesses with a limited budget….simple cold call them.
Reason why so many like yourself avoid cold calling is simple because you don’t do it correctly and if you are like most, myself included, you have contact reluctance.
Dollar for dollar, the telephone is the way to go, but you have many different avenues open to you, including Internet, mail, media.
What ever you choose, make sure you know who your customer is going to be first….otherwise you are destined to get stuck in the muck.

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