Your Questions About Title Loans

James asks…

Need cash urgently want to use car as collateral or car title loans in toronto ?

barry0912 answers:

With proof of income and a good credit rating you should be able to walk into any bank and get started on the paperwork right away.

With a poor credit rating and proof of income, you may be able to get one from any “Pay day loan” places although the fees and interest are absolutely atrocious.

With no income, regardless of your credit score your options are to either find someone to cosign for you who has a good credit score and income, or borrow money from friends/family

Steven asks…

How would an online title loan company know if my car is broke?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

barry0912 answers:

Title loan places are to be avoided at all costs. They will want to see the car.

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Your Questions About Low Cost Franchises

Chris asks…

What are some good small business or franchise ideas that require low start-up cost?

I have a full-time job, so I need something that allows me to work on it part-time or to hire a manager. If I am doing it part-time, then I would prefer for it to be home based? Any suggestions? No solicitations please.

barry0912 answers:

Dog walking,house siting,animal transporting moving company all you need is a few Buddy’s and a truck there is a lot of ways to make money in this world and the best place is still the Internet sell something buy old furniture paint it and sell it or refurnish it. Every one still loves crap sell crap on eBay open up a studio every ones still have pipe dreams of making it rich in that filed and all you will need is few pieces of equipment and a out of the way room in your house you could make tons of money on that one alone.

Jenny asks…

how to set up a franchise with low cost?

ii want to set up my business but i insufficient fund to start up,,,,,please give advise….thank you

barry0912 answers:

Tell me what type of business it is’ and how much do you need.

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Your Questions About Titleist

Ruth asks…

How do the New Titleist AP irons compare to the New Nike VR models?

Both seems really appealing though there is a lot more hyp over the VR. I don’t really like Nike and I’ve never gotten into their products but do these irons really live up to this hyp or is it just because Tiger Woods plays these? Which line of clubs is better all around?

barry0912 answers:

I tried out the ap irons and they are the smoothest feeling clubs out there i think and i added 5 yards on each club from my other set (Nike Slingshots OSS)
if the money doesnt matter go with the ap irons

Steven asks…

What is the liquid in the core of a titleist tour balata?

Because my dad cut one open and he got the liquid on his saw and it rusted imediately.

barry0912 answers:

According to Titelist, Salt Water and Corn Syrup

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Your Questions About Title Loans

Lisa asks…

how to get out of title loans?

I took out a title loan for 2000 dollars 2yrs ago and have now paid back over 3000 dollars and the loan company is saying the money went to the principal and i still owe 2000 dollars. how do i get out of this?

barry0912 answers:

Tony:

The only way “out” of a loan is to satisfy the terms and conditions that you agreed to. When you took out the loan, you signed a promissory note – that’s where you’ll find all of the details of the agreement. If you signed it, you’re responsible for everything in there. If the loan contains unconscionable terms, you might have some recourse, but even then, you’d have to demonstrate that you were either incapable of understanding the terms that you agreed to, or that you had no choice but to accept the agreement.

The repayment schedule on your loan is determined by your interest rate, by the length of time that you have to repay, and by the amount of your monthly payment. If your interest rate is high, the repayment period is long, and your monthly payment is small, it could well be possible that you still owe pretty much everything that you borrowed.

The trick to repaying a loan quickly is to pay more than the minimum payment every month – that applies to credit cards, mortgages and any other type of borrowed funds.

I’m guessing that you misunderstood one thing that the lender told you – it’s unlikely that your payments went to principal, because if they had, you’d be in good shape. I think the payments that you’ve made have all gone towards some outrageous interest charge.

Just as an example, if you borrowed $2000 at 24% and made payments of only $41 a month, you’d wind up repaying almost $7700 and it would take you more than 12 years to repay the loan.

Get out the promissory note and check your interest rate and your payment term and your payment amount, and pay as much as you can. If possible, try to refinance this debt with a lower interest rate loan.

Good luck.

John asks…

Any one ever used Title Loans?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

barry0912 answers:

A car has to be worth at least $500 on the open market to qualify for title loans. A Salvage title is allowed. Customers will be asked about the current condition of the vehicle. The car needs to be running and in drivable condition, however, it can be in the shop in some cases. Previous clients have used title loans to pay a mechanics’ bill. This way, they get their repairs even when the repair shop won’t finance the bill.

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Your Questions About Title Ix

Lizzie asks…

Does Title IX protect a college football player right of sexual identity?

I think I’m gay. I intend to be a D1 QB but I will NOT put up with any harassment.

barry0912 answers:

No, it only allows for the equal opportunity to participate in educational programs regardless of federally protected classes. Neither Sexual Preference nor Sexual/Gender Identity are protected classes under federal law. Some states protect one or the other, but not many. However, many schools have non-discrimination policies that cover those classes.

John asks…

What are peoples opinions on Title IX and how its influenced womens sports today?

barry0912 answers:

Title IX has been miss used.
It was supposed to give women’s sports an equal opportunity.
I take that to mean the same number of scholar athletes, but many interpret that to mean the same amount of money is spent on women and men.
What has happened is many schools have dropped men’s sports while adding women’s sports such as crew and equestrian.
Some want football canceled even though that is normally the one sport that makes money and funds the rest of the athletic program.
There are schools that have dropped men’s sports even though those sports were never a burden to the school, i.e. Golf which was completely funded by private donations was dropped so the 6 men lost their scholarships at no savings to the school.
I believe women should have an equal opportunity to sports, but not to the extent that men must suffer, especially since these people did not participate in past discrimination.

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Your Questions About Low Cost Franchises

Laura asks…

Any suggestions on the best low cost ( cheap ) sports, health, fitness, exercise franchise.?

Any suggestions on the best low cost ( cheap ) sports, health, fitness, exercise franchise.?
I am on a low budget. I want to start an easy business to make extra money to supplement my income. Forget about Jazzercise, it’s old and too expensive. Any suggestions?

barry0912 answers:

My girlfriend just started a Belly-Dancercise program and she is making money. It is easy, low cost program that combines easy, modified belly dance moves with music and exercise. The entire concept is fantastic.
Also, Belly-Dancercise is not a franchise — it’s better than that because she does not owe royalties or fees. She teaches Belly-Dancercise in her house and the local gym is adding her program too. Another cool thing is that we want to take a cruise and she is looking into teaching the program on the ship. I think the professional package is under $200 (a special).
You can find it here: http://www.bellydancercise.com or at Belly Dance College: http://www.bellydancecollege.com Check them out.

Richard asks…

What franchise would be a low start up cost,and a high profit in middle Tn?

Im looking to open a business in middle Tn..I do not have a large amount to invest.Anyone khow of a franchise that does not require a large up front investment?

barry0912 answers:

Firehouse subs they are a great franchise and picks up very fast.

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