Your Questions About Title Insurance

Mandy asks…

What value does a real estate lawyer add on top of title insurance?

If title insurance already protects against:
– survey errors
– legal description errors
– negligence
– forgery
– liens

and negates the need for:
– zoning compliance certificate
– tax certificate
– hydro/water/gas certificates
– law society levy

what value does a real estate lawyer add on top?

Is it just for wading through the legalese in the Offer and the Agreement?

barry0912 answers:

Depends on the transaction, if it’s a refinance, I would tend to agree with you even though I don’t understand what you mean by stating title insurance negates the need for tax and water certificate. I’d also be cautious of the legal description errors. I had a situation in NY, purchase, where the deed to the property did not contain a legal description at all. The previous title company would not give us a letter of indemity for our title and then come to find out our title underwriter would not accept it, the original deed had to be found and re-recorded, no exception, so I guess it depends on what you mean by “errors” On a purchase transaction, they usually add more value due to the purchase contracts and drafting of deeds, etc. To be bluntly honest, most attorneys usually dont even touch the file unless there is a major problem, their paralegals handle the day to day operations

Lisa asks…

Who is responsible for selling a bad title insurance policy?

I had property line dispute with my neighbor and my title insurance policy(First American Title Insurance Company) does not want to pay my $7k attorney fees for preparing the claim . They did not cover my out of pocket legal fees. I was sold a crappy policy 10 years ago when I purchased my residence. Who is in charge of choosing the title insurance company? Escrow company or the agent?

barry0912 answers:

Normally the real estate agent or the escrow officer select a title company they are accustom to working with. This is prevalent throughout the mortgage and real estate industry.

What the real estate agent or escrow loan or loan officer fail to tell their clients is that they may select the services of their choice.

Even if your title was not in excess of 10 year the title company only guarantee that liens against the property after your purchase would be paid and you would be getting a clean title to the property. You did not get a crappy title insurance policy.

I have used First American Title Insurance and have found them to be a competent title company over the years.

In most states and counties a property has been assigned a lot and parcel number with the dimension recorded at the county court where the property is located. If there is a dispute about the property as to where it ends and how much is yours, then you would have to hire a survey company to complete a survey to determine property lines.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

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Your Questions About Internet Marketing News

Sharon asks…

Google Chrome, Opera, Internet Explorer or Mozilla Firefox?

Which is safer? Which is more secure? Which is the popular browser? Which one is shown on the news sometimes when something happens to the internet worldwide?

barry0912 answers:

Internet Explorer is the least safest/secure
http://www.webdevout.net/browser-security#graphs

Internet Explorer is the most popular (the irony)
http://marketshare.hitslink.com/browser-market-share.aspx?qprid=1

Being that IE is the most popular, it is usually in the news the most, however I do notice FF in the news quite a bit as well.
(personal experience)

Michael asks…

wii internet accessories?

where do i buy wii internet accessories in INDIA,like nintenodo wifi usb connector etc……any good shopping website in INDIA thats has it … then please let me know……

barry0912 answers:

Wii Internet

Online gaming is a market that no video game company wants to miss, and Nintendo is no exception. With that in mind, Nintendo not only designed the Wii to let players compete against each other online, but it also added an entirely different aspect of the Internet to its newest system-browsing. Once the Wii has been hooked up to the Internet, either wirelessly or with an Ethernet cable, you can purchase Wii Internet for $5. The full version of the Internet Channel, which is a version of the Opera 9 Web browser, was launched in April of 2007 and it allows Wii owners to surf the Web in a unique fashion. The font is much larger than it is on a computer, so it is a lot easier to see from the comfort of your couch. You can also zoom in and out and scroll up, down and sideways using the Wii remote.
The Wii Internet Channel takes only a few seconds to launch, mostly because it stays connected to the Internet even when it is powered off. The software is saved on the 512 MB Wii internal flash memory. The software can also be transferred to an SD card after you download it, although temporary Internet files will remain on the internal memory. The Opera-based browser can support a host of Web 2.0 technologies and applications including:
CSS
JavaScript
Ajax
RSS
Adobe Flash 7
Widgets
The biggest gripe about the Wii Internet Channel is that the browser does not support Adobe Flash 8 or 9. According to Opera, the reason that the browser does not support the later versions of Flash is that a software development kit is not yet available for either version. Because Opera utilizes an older version of Flash, problems may arise while you are trying to view certain Flash videos. Aside from the problems on the user’s side, Nintendo is also having a bit of trouble with the Wii Internet Channel. Apparently, hackers have found a loophole in the system that allows them to run their own code on the Wii console. The loophole is in the Flash Player embedded within the browser and could allow hackers to create video game emulators. That sounds like a great loophole, right? Not if you’re Nintendo. One of their potential moneymakers is the Virtual Console, which charges gamers between $5 and $10 for unlimited access to a retro title.

The Wii can use an Internet connection in more ways than just browsing. There are also free applications such as Wii’s News and Forecast Channels. The News Channel provides you with a view of the globe, which allows you to view news by region if you wish. The Forecast Channel also gives you a view of the globe, but this view also shows current weather systems around the world. If you zoom out far enough, you can see an accurate star map in the background. Since you register your Wii’s locations, it also knows what you’re looking for in the way of a local forecast.

Wii Accessories
The Nintendo Wii, like every other video game console, has some controller variations and other accessories available for serious gamers. Some of the accessories are very useful, while others merely add to the aesthetic value. Some examples of Wii accessories that fall into the “looks good, but not very useful” category are the plastic attachments for the Wii remote that make it look like a tennis racket, golf club or baseball bat. Nothing about the Wii or the game you’re playing changes — the attachments just transform your Wii remote into a prop. There are also boxing gloves that can house the Wii remote and Nunchuck. Just like the plastic attachments, these gloves don’t change anything about the game, except for the fact that you don’t actually have to hold onto the controllers.

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Your Questions About Title Vii

Michael asks…

Compare and contrast disparate-treatment discrimination and disparate-impact discrimination, and Title VII�s r?

Compare and contrast disparate-treatment discrimination and disparate-impact discrimination, and Title VIIs response to each in the context of employment.

barry0912 answers:

Go to the official site

Donna asks…

Can An Employer Use Binding Arbitration Over EEOC Title VII Complaints?

Based on employer arbitration agreements, It is at least implied that an employee has no right to file a valid Title IV complaint with the EEOC.
I have seen two cases that have gone both was so there really is no president that I know of.
Has the Supreme Court or Congress made a decision on this?
This is the most recent story I could find on this issue. (4 yrs. old)
http://writ.news.findlaw.com/amar/20030221.html

barry0912 answers:

EEOC does not recognize prior arbitration agreements, so it makes no difference what an employer may or may not have implied. If you have an EEOC complaint, file it. You are protected by federal law from retribution when you file, by the way.

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Your Questions About Internet Marketing Blog

William asks…

Internet Marketing?

Does anyone have any tips that actually work for driving traffic to my sites?

barry0912 answers:

The best easy way to start getting traffic to your website would be to answer question at yahoo questions, and make sure your website is included at the bottom of each answer, like a signature. Make sure your website is actually related to the question that is being asked. Also do the same with the Google questions, you will get lots of unique visitors to your website. If you want to take it a step forward you can create a social profile on a website such as myspace. When you do that find the category that fits your business in the messaging forums and post about your business. This will bring targeted visitors. You can also post bulletins and friends and post on there page. That part takes longer and many people do not read the bulletins anymore. More free traffic? Do some really good search engine optimization, pick up so books and read on it, remember search engines love fresh content so try to build up a article directory on your website with fresh information. Remember people do not come to to your website to purchase, they come for the information, then if they like what they hear, and if they feel educated they will purchase from you. There are tons of free ways to build traffic, do research on the net and try to stay away from purchasing hits for your website, because most of the visitors are not going to buy anything, they were probably paid to visits your site. If you want more information feel free to contact me. I just started a blog, and in the blog I promise to make $1,000,000 in 1 year. Starting from ground zero. I will reveal lots of secrets to earning money on the internet. And of course I will not give away all my secrets or show all my websites because people tend to still information these days. Thanks for your time. And others may be wondering why I am giving information out for free? Its because there are millions on top of millions of dollars to be made on the internet, and im not afraid to share, im still going to make my money no matter how you look at it.

Reggie
http://www.richreggie.blogspot.com

Ruth asks…

Internet Marketing?

Where is the best, affordable or free marketing on the Internet – i.e. best exposure for Real Estate..There are allot of bogus sales pitches out there – but there programs are expensive and your paying for a name…..Any effective suggestions???

barry0912 answers:

Listings on eBay.

Google Base is free.
Https://www.google.com/base/

Here are the largest sites online to place free classified advertising.

Http://classifieds.yahoo.com/ Alexa Rank: 1
http://classifieds.myspace.com Alexa Rank: 5
http://expo.live.com/ Alexa Rank: 8
http://www.craigslist.org/ Alexa Rank: 28
http://adlandpro.com/ Alexa Rank: 1,298
http://www.backpage.com Alexa Rank: 1,876
http://www.usfreeads.com Alexa Rank: 3,121
http://www.oodle.com/ Alexa Rank: 5,501
http://www.adpost.com/ Alexa Rank: 6,906
http://www.FreeAdvertisingForum.com 12,025
http://www.sell.com/ Alexa Rank: 13,471
http://www.InetGiant.com Alexa Rank: 21,082
http://www.adquest3d.com/ Alexa Rank: 22,252
http://www.recycler.com/ Alexa Rank: 23,996
http://www.chooseyouritem.com/ Alexa Rank: 19,569
http://www.domesticsale.com/ Alexa Rank: 24,207
http://epage.com/ Alexa Rank: 24,834
http://free-advertising-blog.com/index.php Alexa Rank: 26,048
http://www.ClassifiedsForFree.com Alexa Rank: 40,792
http://postaroo.com/ Alexa Rank: 43,471
http://www.TheFlyer.com Alexa Rank: 134,577
http://www.ClassifiedAds.com Alexa Rank: 143,204

Michael
http://www.webmasterautomation.com/forums/

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Your Questions About Internet Marketing Strategies

John asks…

Does anyone know the promotional and advertising strategy for Coach?

I am doing a marketing plan for Coach handbags and the research I am finding is not too informative.

barry0912 answers:

There is lot of advertising strategy… Maybe thousands…
I make 2 category for advertising.
1. Free advertising
2. Paid advertising

for free advertising could be effective, with knowledge, on this category you can do
1. Socialize with internet users. (social networking)
2. Let every reader know what is new. (blogging)
3. Do some tricky things for search engine. (Blackhat SEO)

for paid advertising, you can make lot money too, or maybe broke if you are not good enough, or lack of knowledge about internet marketing and get scammed. (fraud rate on internet is really high).
1. Make a affiliate program.
2. Be advertiser on affiliate network.
3. If you have a know about blogging, you can try to make other blogger review your website.

Helen asks…

Do Twitter marketing really a good strategy to grow your business?

I just want to know if other entrepreneurs do this social media marketing to boos their sales.

barry0912 answers:

Hi Taz,

Yes, Twitter as one of the social media frontrunner, became as an avenue for business owners and solo entrepreneurs to advertise and to reach potential customers via the internet. It became one of the mainstreams when it comes to social media marketing.

The fact that Twitter rank as one of the ten-most-visited websites worldwide by Alexa’s web traffic analysis means a great opportunity to all business owners to promote their products and/or services on this platform.

Here are some tips on how to have an effective Twitter markting:

1. Know the basics and lingoes of Twitter.

2. Optimize your Twitter Bio.

Make sure to fill up all the required fields to set-up your twitter page. Make it detailed. Put your website URL to your profile to drive traffic to your website. This will also allow people to find out more about your business/company.

3. Schedule your tweets and interact.

If you’re a busy person, and don’t have a budget to hire a social media assistant, “automating tweets” is the best solution to keep your page active.

4. Build Active Followers.

There are a lot of sites nowadays that can give you tons of followers in a breeze such as twellow and twiends but twitter marketing is not just about following and having millions of dormant followers. It is about “interaction”.

In using twitter for your social media campaign, “interaction” is a must. The challenge is to give your audience reason to follow you back and engage in conversation with you. In conversing with your audience, you should talk about things that interest them aside from talking about your business.

By following these tips, you will get a larger audience and a wide reach for your online presence. Just explore, enjoy, and use twitter wisely!

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