Your Questions About Title Insurance

Mandy asks…

What value does a real estate lawyer add on top of title insurance?

If title insurance already protects against:
– survey errors
– legal description errors
– negligence
– forgery
– liens

and negates the need for:
– zoning compliance certificate
– tax certificate
– hydro/water/gas certificates
– law society levy

what value does a real estate lawyer add on top?

Is it just for wading through the legalese in the Offer and the Agreement?

barry0912 answers:

Depends on the transaction, if it’s a refinance, I would tend to agree with you even though I don’t understand what you mean by stating title insurance negates the need for tax and water certificate. I’d also be cautious of the legal description errors. I had a situation in NY, purchase, where the deed to the property did not contain a legal description at all. The previous title company would not give us a letter of indemity for our title and then come to find out our title underwriter would not accept it, the original deed had to be found and re-recorded, no exception, so I guess it depends on what you mean by “errors” On a purchase transaction, they usually add more value due to the purchase contracts and drafting of deeds, etc. To be bluntly honest, most attorneys usually dont even touch the file unless there is a major problem, their paralegals handle the day to day operations

Lisa asks…

Who is responsible for selling a bad title insurance policy?

I had property line dispute with my neighbor and my title insurance policy(First American Title Insurance Company) does not want to pay my $7k attorney fees for preparing the claim . They did not cover my out of pocket legal fees. I was sold a crappy policy 10 years ago when I purchased my residence. Who is in charge of choosing the title insurance company? Escrow company or the agent?

barry0912 answers:

Normally the real estate agent or the escrow officer select a title company they are accustom to working with. This is prevalent throughout the mortgage and real estate industry.

What the real estate agent or escrow loan or loan officer fail to tell their clients is that they may select the services of their choice.

Even if your title was not in excess of 10 year the title company only guarantee that liens against the property after your purchase would be paid and you would be getting a clean title to the property. You did not get a crappy title insurance policy.

I have used First American Title Insurance and have found them to be a competent title company over the years.

In most states and counties a property has been assigned a lot and parcel number with the dimension recorded at the county court where the property is located. If there is a dispute about the property as to where it ends and how much is yours, then you would have to hire a survey company to complete a survey to determine property lines.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

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Your Questions About Internet Marketing Services

Michael asks…

isp(internet service provider)?

can u tell me some isp providers? can you tell me the company name? does it need to interfere with the telephone line to acess the internet? how do u pay for it? and what about the tellephone number?can u tell me it pleez? what is the web adress? do i need to buy something extra(ie router)? what modem does it need what are the speeds this isp(kbps etc.)? and finally, how do i get that isp or wat do i need to download? sorry for the trouble the question with the most stuff will be picked the best answer thanks(^_^) ; }

barry0912 answers:

Cable broadband Internet service.
In large subscriber surveys, Cox receives the highest scores for performance, customer service and reliability among cable broadband ISPs. A cable modem is included for free if you install it yourself. Download speeds top out at 4.0Mbps compared to dial-up (50Kbps) and DSL (generally 1.5Mbps or 3.0Mbps). Subscribers to other Cox services can get a discount of $10 to $15 per month. Cox isn’t available in all markets; in that case, Earthlink cable also gets high scores.
• Earthlink cable
(*est. $42 per month)

>> Where to buy
Cable broadband ISP.
Earthlink ties with Cox as the best cable ISP, and is the best choice if Cox isn’t available in your area. Earthlink also gets high scores for overall customer satisfaction and reliability, though its technical support ratings have slipped in the last year. Earthlink includes a highly regarded spam filter, along with other security features. Speed is rated at 5.0Mbps, and a modem is free with self-installation. If neither Cox nor Earthlink is available in your area, Road Runner and Optimum Online cable services are close runners-up.
• SBC Yahoo DSL Pro
(*est. $22 for the first six months, $35 thereafter)

>> Where to buy
DSL Internet service.
Reviews say cable Internet service is faster than DSL, but DSL is usually less expensive. DSL is also available in several speed classes, so you can choose to sacrifice some speed for a lower monthly bill. Among DSL service providers, SBC Yahoo and Verizon get the highest ratings for reliability and overall customer satisfaction. Yahoo’s standard DSL gets up to 3.0Mbps downstream — comparable to most cable ISPs — yet Yahoo DSL costs less. Availability depends upon your local phone-service provider, since DSL works through existing phone lines. (SBC will soon change its name to AT&T as it completes a merger with that company.)
• Verizon basic DSL
(*est. $15 per month, 768Kbps download speed)

>> Where to buy
Budget DSL.
While most cable and DSL services reach download speeds of 3.0Mbps, Verizon’s new budget DSL has a maximum downstream speed of just 768Kbps. While much slower than other broadband, basic Verizon DSL service is still 15 times faster than a dial-up connection. And because it is DSL, your connection to the Internet is always on and it doesn’t tie up your phone line. While reviews say Verizon’s basic DSL service is nowhere near as fast as other broadband, its low cost makes it a compelling alternative to a slower dial-up ISP like AOL or Earthlink dial-up, both of which are more expensive.
• Earthlink dial-up
(*est. $22 per month)

>> Where to buy
Dial-up.
Earthlink tops nearly every review we found for dial-up Internet service, and it’s available just about everywhere. Reviews say Earthlink dial-up is easy to set up, has thousands of access numbers, and has a low call and Web-page failure rate. Its cost is average for an unlimited dial-up ISP, but if Verizon’s basic DSL is available in your area, Verizon is faster and less expensive.
• NetZero or Juno dial-up
(Up to 10 hours of free usage per month)

>> Where to buy
Free Dial-up.
If your needs amount to occasionally checking your e-mail or a little Web surfing, NetZero and Juno (which are owned by the same parent company) offer a free dial-up Internet connection for up to ten hours each month. In exchange for a free ISP, you’ll have to contend with permanent advertising on your computer screen. Once your ten hours are up, you’ll be charged about $10 a month for ad-free access.

Steven asks…

Tips on internet marketing?

barry0912 answers:

Internet Marketing Tips :
1. Send a Press Release
2. Submit Product Feeds
3. Share Your Knowledge
4. Grab Local Listings
5. Offer an Affilate Program
6. Don’t use site-wide links.
7. Don’t be a Copycat.
8. Use the title and meta description tags as wise as possible.
9. Build an affiliate system for the services products you are offering.

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Your Questions About Internet Marketing

Sandra asks…

Internet marketing…?

barry0912 answers:

Internet marketing is so much popular in the market. Many people are working online and earning money through internet marketing.

Lisa asks…

what is internet marketing or online marketing.?

Breif description on ppc analysis

barry0912 answers:

Internet marketing is using the Internet to market a product rather than using conventional media such as TV or magazines. So it is promoting your product on the internet – this might be by creating new websites, or sending emails out to people telling them about the product or even just getting reviews of your product published online.

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Your Questions About Internet Marketing News

George asks…

What is the value of The Millennium Coin Collection from the Franklin mint?

I have looked all over the internet for the past couple hours and can not find any information about it. It is in a wooden case with doors that open to the coins inside that are in plastic ‘cards’ with information about each coin written on each one. It has green marble looking pillars on each side of the doors. Sorry for my ignorance it is the best description I can give. I’m sure its supposed to resemble a government building or something.

barry0912 answers:

Franklin Mint items have never done well on the secondary market. They charged to much for the items. They also didn’t really make the coins and mostly medals, for the coin collector. They went after the history buff and people who thought since it is silver, it has to go up in value. It did, bit noway near what was paid for them. They also took real inexpensive world coins and packaged them nice and charged outrages prices. They had great packaging, but items of little value or over priced items. You may not be able to find out what they are worth, because few people would be willing to buy them. Private mint issues and buying on TV, are two things to keep away from when it comes to coins. I do believe there is a book out there on Franklin mint items, I don’t know if it has a price guide or not. Check your library. I wish I had better news for you.

Robert asks…

What will happen to the economy if the Market totally crashes, will the banks crash with it?

The Market has been going down at least 200 points every day for a week, what is the worst that can happen, ?
And now on the news they said it is worse than 9/11.Disaster,
if the banks get nationalized, will that help or make it worse?

barry0912 answers:

The World Markets will crash as well, bringing on the Great Depression,
America will go under, because America has had it do good for so long, we will not be able to stand in breadlines for 8 hours,….or go without an IPod, there will be no more internet!
How will everybody deal with that?

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Your Questions About Internet Marketing Company

Joseph asks…

What do I need to know about search engine optimizing to start optimizating website?

I am new to internet marketing and dont know a lot about search eengine optimization. In addition, I do not have the money to hire an seo company, is it possible for me to do it myself?

barry0912 answers:

Yes, you can do it yourself. All you need is a basic knowledge of search engine optimization to begin with. It is not as difficult as it sounds.Then as you learn the basics it will become easier for you to learn the more advance methods.

Michael asks…

Has anyone heard of a company called Supreme Corporation UK Limited?

As far as I am aware they are a marketing company with a base in London. I have been looking at job sites and they have a lot of adverts but I cannot find anything about them on the internet. Does anyone work for them?? Has anyone had any experiences with them?? I will be grateful for any info on them please.
Thank you.

barry0912 answers:

Ive tried looking for the same info because im going for an interview with them today but couldnt find anything either.
I applied for the job on monster and the job description was pretty vague and in the confirmation email I got from them they say I will find out more later.
If you still want to know Ill send you a post later, or if have already found anything out please let me know. All i do know is that they have offices in Maidstone, where Im going today.
Thanks

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