Your Questions About Title Insurance

Robert asks…

Do i need title insurance if buying a home with cash?

There will be no mortgage on the house. What does title insurance protect me from?

barry0912 answers:

Yes you would want and need title insurance on any real estate purchase even if you are paying all cash for the property.

This title insurance would ensure that there are no liens on the property prior to you assuming ownership. Failure on your part to obtain title insurance you might have many unknown liens on the property that if you decided to refinance or sell the property would have to be paid prior to you selling or getting a refinance.

The title police guarantee that you are receiving a clear title without any other encumbrances.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

Richard asks…

Do you really need title insurance on a foreclosed house?

For example HUD recommends that a buyer of the HUD foreclose gets a title insurance. Why? Isn’t that redundant?

Also, I know some lenders that require buyers to get a title insurance on a government foreclosure.
I understand that on bank foreclosure it is necessary to have title insurance. But why on a government foreclosure? My understanding was that all the lens are dropped when you buy a government foreclosure.

barry0912 answers:

Title insurance is more important on a foreclosed home than any other. There are numerous title insurance problems that can be associated with a foreclosure. I have seen many, many incorrect legal descriptions in foreclosures; creditors (thus lienholders) omitted from the foreclosure process; and even on one occasion the entirely wrong property was foreclosed. In order to save the most money you should ask for the re-issue rate if that is possible. HUD just purchased a policy of title insurance on the property in question, you may want to go back to that title insurance company for your policy.

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Your Questions About Internet Marketing Blog

Betty asks…

Dears…Please . what is the best money making Internet marketing available as u know…& tried successfully.?

barry0912 answers:

The best network marketing, internet marketing business cannot be stated that simply. What works successfully for one does not necessarily work for another. Also many companies require that you continue to recruit to earn commissions, so naturally they are going to tell you their’s is the best.

I wrote a blog recently about advice for working from home. You can find the link to it in the 2nd paragraph of my profile here on answers. In that blog are many tips of what to look for, what to avoid, how to search to find out if a company is having problems, complaints, etc.

Most people don’t read their policies and procedures, which is critical to having a successful network marketing business. Understanding compensation plans is also critical but most of us who have been in this a while had to learn this the hard way. We joined an opp, worked and worked, believing the hype we were told, blamed ourselves when we didn’t make the money others said we would/could, spent more money on outgo than every receiving income.

A good rule of thumb, before joining any opp is to set your financial goal first. What do you desire to make per month over a given time. Ask the person you are joining ‘how many people do I have to have to make $xxx ?’ For instance, one program I was in took 1300 people to make $5,000 a month.

Plus according to the policies and procedures I had to continue working and recruiting others monthly to earn a commission check; I would never be able to stop and just enjoy the residual income I had created over time. They don’t always tell you that up front.

~if I can be of further help, just shoot me an email here through answers
~jennifer

Donald asks…

what do you mean by E-marketing?

barry0912 answers:

E-marketing is another word for internet marketing. Internet marketing is the use of the Internet to advertise and sell goods and services. Internet Marketing includes pay per click advertising, banner ads, e-mail marketing,affiliate marketing, interactive advertising, search engine marketing (including search engine optimization), blog marketing, and article marketing.

Internet marketing is associated with several business models. The main models include business-to-business (B2B) and business-to-consumer (B2C). B2B consists of companies doing business with each other, whereas B2C involves selling directly to the end consumer. When Internet marketing first began, the B2C model was first to emerge. B2B transactions were more complex and came about later. A third, less common business model is peer-to-peer (P2P), where individuals exchange goods between themselves. An example of P2P is Kazaa, which is built upon individuals sharing files.

Internet marketing can also be seen in various formats. One version is name-your-price (e.g. Priceline.com). With this format, customers are able to state what price range they wish to spend and then select from items at that price range. With find-the-best-price websites (e.g. Hotwire.com), Internet users can search for the lowest prices on items. A final format is online auctions (e.g. Ebay.com) where buyers bid on listed items.

Some of the benefits associated with Internet marketing include the availability of information. Consumers can log onto the Internet and learn about products, as well as purchase them, at any hour. Companies that use Internet marketing can also save money because of a reduced need for a sales force. Overall, Internet marketing can help expand from a local market to both national and international marketplaces. And, in a way, it levels the playing field for big and small players. Unlike traditional marketing media (like print, radio and TV), entry into the realm of Internet marketing can be a lot less expensive.

Furthermore, since exposure, response and overall efficacy of digital media is much easier to track than that of traditional “offline” media, Internet marketing offers a greater sense of accountability for advertisers.

Limitations of Internet marketing create problems for both companies and consumers. Slow Internet connections can cause difficulties. If companies build overly large or complicated web pages, Internet users may struggle to download the information. Internet marketing does not allow shoppers to touch, smell, taste or try-on tangible goods before making an online purchase. Some e-commerce vendors have implemented liberal return policies to reassure customers. Another limiting factor, particularly with respect to actual buying and selling, is the adequate development (or lack thereof) of electronic payment methods like e-checks, credit cards, etc.

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Your Questions About Internet Marketing Jobs

Susan asks…

Do you need an internet marketer to advertise your business?

Do you need an internet marketer to advertise your business?
Do you need an internet marketer to advertise all about your restaruant or business? This will allow you to get more customers and clients. I may know a good company. Let me know!

barry0912 answers:

Yes Obviously…You need a good Internet Marketer to market your business to survive in this competitive SEO world.

Now a days, there are plenty of Internet marketing companies available in the market. Choosing one among the best is a critical job for you.

Here are questions that you might consider asking the SEO Consultant before choosing them for your business…

1. What are your opinions in regards to Best Practices for the SEO – Search Engine Optimization / SEM – Search Engine Marketing industry? How does a company effectively compete online using traditional optimization strategies?

2. Can you assure us that the marketing strategies and methods that you are utilizing fall under the criteria of Best Practices for the SEO/SEM Industry? Can we assume that this means no penalties for our website? Penalties could include, but are not limited to; removal from the search engines or directories index.

3. How many search engine marketing campaigns have you been involved with? What was your role for those projects? How many are still active? How many are inactive? If inactive, why?

4. Are there any guarantees for top search engine positions? The answer to this question will depend on whether or not you choose a Pay Per Click (PPC/CPC) Program from Google, Yahoo!, Live or Ask.

Depending on the competitiveness of your industry, guaranteed top search engine placement may be difficult and expensive to maintain. We recommend an ROI analysis prior to making a commitment.

5. Do you have experience managing Pay Per Click (PPC), Cost Per Click (CPC), and other keyword bid management campaigns? What types of programs, if any, do you use for PPC bid management?

6. What is link popularity? What linking strategies would you use to increase link popularity for our website? Is this service part of the proposed price? What types of websites will you target for link opportunities? What other target audiences are available in a link strategy campaign?

7. What is Google PageRank and how does it affect our website(s)? How would you address improving our PageRank with Google, and other search engines that calculate the number of quality inbound links to our website?

8. What changes can we expect you to make to our website to improve our positioning in the search engines? Will these changes be visible? Will there be changes in the coding of our website?

9. What type of reporting (website statistics/metrics) will you provide to us? How often will you provide those reports? Do you provide live statistics? Will you provide consultation on how to interpret the reports so that we have a basic understanding of the statistics?

10. Do you offer ROI (Return On Investment) analysis? Is this in addition to your contract pricing? Have the consultant explain the process of how the ROI will be determined. This type of ROI tracking may require strict participation by the employees of your company. You may need to address internal procedures first, before being able to successfully track ROI for your website.

As an SEO Professional I hereby suggesting you an SEO Company who offers affordable organic SEO Services for your business.

SEO Services Group – http://www.seoservicesgroup.com/

SEO Services Group is a SEO company offering SEO services with a highly-qualified professional team at affordable rates with guaranteed results.

Good Luck! 🙂

Mandy asks…

How can I make my first affiliate commission today?

Hi I have been researching and reading books on internet and affiliate marketing for about 7 months and I have not “earned” one affiliate commission. I would be so happy if some one could give me a step by step make your first commission today proven method. I want to make this my “full time Job” can anyone help?

barry0912 answers:

Most people don’t make it in affiliate marketing, gurus will often tell you that too often people quit when they were on the threshold of success.

The fundamental thing is to reach many many prospects either by putting a lot of time and sweat into developing a site that ranks well in the search engines or by floating a good size budget in advertising. Yea there are techniques to select the best markets and products and to convert the most visitors into buyers, the roughest conversion guides suggest a rule of thumb conversion estimate of 1%, if one in 100 visitors to your site clicked a banner and 1 in 100 of those actually made a purchase from the sales page, it would require 10,000 visitors to your site per commission. Hopefully your site is more efficient, but it reminds you that it’s all a numbers game.

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Your Questions About Internet Marketing Services

Linda asks…

Has anyone sold their home through a flat-rate MLS service, and what were the results?

We are preparing to sell a $300K house and just can’t understand how a listing agent can still justify a 3% / $9K commission. Property values have increased substantially in our area, as in most, but the work the agents have to do to market properties has decreased significantly with the advent of internet marketing.

I understand the value of the buyer’s agent, bringing pre-qualified buyers to see my home, but I just can’t see paying the same commission to another agent just for listing on the MLS and coming by to stock flyers, especially when I can buy an MLS # myself through one of these services. And as for the paperwork, a real estate attorney can do it for far less.

On the downside, I can imagine that the buyer’s agents may be less enthusiastic to show such a property out of support for their industry. What experiences have you had? Are listing agents still necessary or are most people just willing to pay the 3% b/c they are so happy to hear how much their house is now worth?

barry0912 answers:

IMHO, there is a TON more work now that it is a buyers market. A couple years ago, people engaged in bidding wars to buy property. Now, there is a ton of inventory, interest rates are low and buyers are shopping around. It is a buyers market.

In the US, most areas are experiencing a price decline.

The internet does not make it easier. Everyday I get emails about a property, most are just tire kickers or want to make a ridiculously low offer on a property. At this point, I’d say 1 out of 50 prospects are actually interested in purchasing a property for fair market value.

As a listing agent, I just don’t stock flyers and wait for a buyer to come. I put up signs, advertise, send mailings, hold open houses, get your home on many websites, create a virtual tour, and bring qualified buyers through the home. Limited service agencies cannot say that. Most Realtors won’t show a property through a limited service agency, it doesn’t have anything to do with supporting the industry, but most of those sellers are so penny wise they are pound foolish. Very difficult and once a Realtor is involved, they want the Realtor to represent both sides without compensation. Ugly for the Realtor.

And you pay a limited service agency whether you sell the home or not. If I don’t sell your home, you don’t pay me a dime.

Chris asks…

What is Internet Marketing?

I’m confused with these stuff, internet marketing, search engine optimization, social media optimization, etc.. Are they all related?

barry0912 answers:

Internet marketing is the marketing of products and services using the Internet as its medium. Lower costs of dissemination of information and a global audience are its main advantages. Internet marketing also encompasses digital customer data management and electronic customer relationship management (ECRM), which are widely used in businesses today.

I’d suggest you download the ebook about internet marketing here:http://tinyurl.com/237cvqj .
It’s a simple and straight-forward ebook with step-by-step instructions that can produce a lot of traffic, leads and income for you if you’re willing to put in the small amount of time and effort to do it.

The truth of the matter is that the ebook is proven to be effective when it comes to internet marketing. So if your trying to build an online income without a powerful Marketing System you will always be climbing a slippery slope.

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Your Questions About Internet Marketing News


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Helen asks…

What form of online internet marketing is best for business?

PPC?
Adwords?
Yahoo?
Facebook ads?

Social marketing? Facebook, Twitter, LinkedIn etc

What is the best way?
What is the best “value” (cheapest for its buck) way?

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barry0912 answers:

I think it will depend on your knowledge level, what business you are marketing, and what kind of budget you have to work with.

You can build a responsive marketing campaign using only free methods, but it may take longer to see results depending on your knowledge level. A marketer with the right knowledge might get a far better response using free methods than a less knowledgeable person using paid methods.

If you have the budget for it, you can hire someone with expertise in all the areas mentioned. What is the “cheapest for its buck” will be what gives you the best ROI, or Return On Investment. That means your ads and traffic source (audience) will need to be very targeted and already interested in what you are promoting. Any contextual advertising source such as PPC or Organic search will be best for that, but each method or site can be “best” depending on how you approach the people using those sites.

How you handle your sales funnel is also important to converting prospects to sales. You may lose money on the front end, but if you are offering something of value like a free giveaway to build a customer list and are building a relationship with them based on establishing trust and authority, you can experience a far greater return on the back end of the sales process. Even if you break even on the front end, you are at least building a valuable future customer list for free.

With social sites, you have to think about the types of people who use each site. Facebook users will likely have a different mindset and purpose for being on that site as compared to Twitter or LinkedIn. Knowing what motivates the majority of users on a given site will help you to design the right approach for each site.

I don’t think you can make a blanket statement about which is best or cheapest. Your knowledge level and willingness to test different approach methods for each site will determine what works best for you. I could say that Facebook is best, but out of 100 people that follow that advice and try advertising on Facebook, maybe one person would actually succeed in making a profit. Is it the site that is the problem or the knowledge of the person creating the campaign?

People using Google or Yahoo are likely searching on a specific topic. People using LinkedIn are professionals or business owners. People using Facebook are mostly looking to alleviate boredom or connect with friends. People using Twitter are people following a news feed, their favorite niche or hobby, following their favorite celebrity, or just have a need to tell the world what they are doing every other moment of the day.

If you design a sales approach that capitalizes on the mindset of each site user, you still have to identify who the buyers are. In organic search or PPC, that means finding buyer search terms, product names, product reviews, etc. With the other sites, you may have to do some testing, or offer a freebie for filling out a survey to find out what people are looking for.

I don’t claim to be an expert on marketing, but I have failed enough times to have learned a few lessons on the topic.

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William asks…

How to advertise for an Internet based game being developed?

My business partner and I are creating an internet based game and want to find some ideas for advertising. We thought about placing ads in gaming magazines and on other gaming websites. Any other ideas out there?

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barry0912 answers:

Some low cost ideas:

1. Create the best content you can. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.

2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends.

3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.

4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.

5. Pay per click advertising. Check the keywords carefully and measure your ROI

6. Banner advertising. Less effective than contextual or text based advertising but the right website to advertise can draw in traffic. As always measure your ROI carefully

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